Support your team with loans made simple to manage.
Let employees request loans and advances digitally, approve them against your own policy, then recover repayments automatically through payroll — no spreadsheets, no chasing.
Automatic payroll recovery Policy-based limits Full repayment history
Less admin. More done.
Digital requests and approvals
Employees apply in a few taps and requests route through your approval levels — with policy checks applied before anyone signs off.
Automatic repayment
Installments are deducted straight from payroll each cycle, with balances tracked automatically so nothing slips through the cracks.
Total transparency
Both you and the employee see outstanding balances, schedules and history in real time, so there is never a dispute over what is owed.
A clear path from request to approval.
Employees submit loan requests digitally, and each one runs through your custom authorisation levels with policy-based eligibility checks built in. Everyone can track status in real time, so nothing sits in limbo.
- Custom multi-level approval workflows
- Policy-based eligibility validation
- Real-time status tracking
Set the terms that fit your policy.
Define loan amounts, limits, repayment periods and interest structures — whether interest-free or policy-driven. Installments are calculated automatically, with room for early repayment when employees want to clear a balance sooner.
- Custom amounts and maximum limits
- Flexible interest and repayment terms
- Automatic installment calculation
Recover repayments without lifting a finger.
Repayments are deducted automatically from each pay run and reconciled against the balance. A central dashboard shows every loan, outstanding amount and overdue payment at a glance, with audit-ready records throughout.
- Automatic salary deductions
- Outstanding and overdue visibility
- Downloadable loan agreement records
Frequently asked questions.
How are loan repayments collected?+
Repayments are deducted automatically from the employee's pay each cycle and tracked against the outstanding balance, so there is no manual collection or chasing.
Can we set our own loan limits and interest terms?+
Yes. You configure amounts, maximum limits, repayment periods and interest structures to match your own lending policy, including interest-free options.
Ready to simplify employee loans?
Join growing teams across the UK and Pakistan running HR and payroll the simple way — free up to 5 employees.